Rear ended by unlincensed driver, insurance refuses to pay?

Rear ended by unlincensed driver, insurance refuses to pay?

Hi all, I was hoping that I could get some guidance as to how I should proceed with this. Thank you in advance. The accident occurred 7 days ago in CA. I was driving home from work in the 4th lane of a 4 lane highway. There was a gap of approximately 4~5 cars in the 3rd lane, so I switched into that lane. By the time I finished the lane change, there was approximately 3~4 cars distance between me and the car behind me. I then drove for approximately a 100 yards, at which point the traffic suddenly slowed and I decelerated. The guy behind me, however, seems to have been looking elsewhere and rear ended me. However, before he collided, he managed to swerve his car and hit the corner of my rear bumper with the corner of his front bumper. We pulled over to the side of the road and exchanged information. It turns out that he does not have a driver's license (or any California/U.S. ID; he showed me a Mexican ID). He begged me not to call the police, admitted fault and said that he would settle it through his insurance (he is insured with a VERY shady place called Access General). I took pity on him, especially since it was very likely that he is an illegal immigrant, so I just took his information down and moved along. Fast forward a few days, and I find out that he has told his insurance that I cut in front of him and that he is not at fault. Since there are no witnesses or a police report, his insurance takes his side. Meanwhile, since I only have liability with Geico, they are saying that they can't help me. The damage to my car is between $4~5k, and that is not even taking into account devaluation of the car's value. I feel very cheated because I took pity on him and I am rewarded with a repair bill that nobody wants to deal with. I have called him multiple times and asked him to tell the truth, but he just ignores me. I am now very angry and want to do 2 things: 1. Get my car repaired. 2. Screw up his life. Hopefully get him deported (very strong liklihood of him being an illegal immigrant), or at the least bankrupt him. I took pity on him because he was in a time of need. All he had to do was tell the truth to his insurance, but he was afraid that his monthly bill would go up... so he lies and screws me instead. Do you have any recommendations for lawyers who would be willing to take on property damage lawsuits? What are my options?

 

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Rear ended by unlincensed driver, insurance refuses to pay?

Hi all, I was hoping that I could get some guidance as to how I should proceed with this. Thank you in advance. The accident occurred 7 days ago in CA. I was driving home from work in the 4th lane of a 4 lane highway. There was a gap of approximately 4~5 cars in the 3rd lane, so I switched into that lane. By the time I finished the lane change, there was approximately 3~4 cars distance between me and the car behind me. I then drove for approximately a 100 yards, at which point the traffic suddenly slowed and I decelerated. The guy behind me, however, seems to have been looking elsewhere and rear ended me. However, before he collided, he managed to swerve his car and hit the corner of my rear bumper with the corner of his front bumper. We pulled over to the side of the road and exchanged information. It turns out that he does not have a driver's license (or any California/U.S. ID; he showed me a Mexican ID). He begged me not to call the police, admitted fault and said that he would settle it through his insurance (he is insured with a VERY shady place called Access General). I took pity on him, especially since it was very likely that he is an illegal immigrant, so I just took his information down and moved along. Fast forward a few days, and I find out that he has told his insurance that I cut in front of him and that he is not at fault. Since there are no witnesses or a police report, his insurance takes his side. Meanwhile, since I only have liability with Geico, they are saying that they can't help me. The damage to my car is between $4~5k, and that is not even taking into account devaluation of the car's value. I feel very cheated because I took pity on him and I am rewarded with a repair bill that nobody wants to deal with. I have called him multiple times and asked him to tell the truth, but he just ignores me. I am now very angry and want to do 2 things: 1. Get my car repaired. 2. Screw up his life. Hopefully get him deported (very strong liklihood of him being an illegal immigrant), or at the least bankrupt him. I took pity on him because he was in a time of need. All he had to do was tell the truth to his insurance, but he was afraid that his monthly bill would go up... so he lies and screws me instead. Do you have any recommendations for lawyers who would be willing to take on property damage lawsuits? What are my options?

 

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I heard that there is a car insurance where you only pay $50 one time, no monthly payments, but you get absolutely NO coverage, so if you're in an accident you are basically screwed. it is a legal insurance if a cop pulls you over and check your insurance it comes up fine. Maybe there are other ones that range in fees? Either way does anyone know any companies that do THE ONE TIME FEE .... IT IS TO PURCHASE JUST THE INSURANCE CARD. BUT PASSES CLEAN LIKE YOU ARE COVERED. please help?

 

 

Car Insurance Question..?

I don't have car insurance, but I have a driver's license. I am 16 years old living in Arkansas and I don't drive much. My parents have insurance and when they added me to the policy (of 2 cars), it went from $150 a month to $350, which we can't afford. We cancelled that insurance (with geico) and now have esurance, where my parents pay $135 monthly (with the same coverage), without me added. Should I be added on the policy, even though I don't drive much? If I'm driving and get in an accident, can I say that I was just burrowing my dad's car? Will I be covered under him then? (since i don't have my own car) I am confused. How does this work? thanks

 

 

How long does it take for a traffic ticket to show up on your driver's license and insurance?

So i got a ticket on july 17th (of this year) and the deadline to pay, contest, or do traffic school for it was september 17th, two days ago. i checked yesterday for the update because i thought i had a few more days and it said i can extend the ticket (to pay or to contest or to attend traffic school) to november 16th. i chose that and i will eventually go to traffic school but my question is, is point already on my record and will it affect my insurance rates? My friend was saying no because i extended the date and by doing so i havent plead guilty to the ticket (by paying it or attending traffic school for it) so right now because i have the date to fix the ticket extended by two months, it will not show up on my license or my insurance. What do you guys think? thanks a ton for any help :)

 

 

What is the cheapest auto insurance for teens?

I can't find a policy under $1700, Or even anything under $290 a month. Houston Sucks!Im 18 and I pay more than anybody in my entire family.

 

 

Affordable dental insurance that includes braces?

I live in Santa Maria Ca,93458

 

 

Tips on low insurance quotes?

Tips on low insurance quotes?

 

 

Can an insurance company raise your rates if you're not presently insured?

I sold my car November 2011 and cancelled my auto insurance. I'll be getting another car this April. I've found a different insurance company with good rates. If they find out I'm not presently insured can they raise my rates?

 

 

How much should i save up for insurance for a car?

Okay so i have a job i work at the airport.Note:Im only 16,turning 17 in December I will be getting my licensein July.And my brother is going to give me his car in 8 more months.But he told me i have to save up for insurance and gas.So how much do you guys i should be putting into my savings account to save up for insurance and gas bills?I get paid every 2 weeks if that helps thanks

 

 

Does changing the alloys to black affect insurance?

Just bought a lovely BMW 320D... It is a black colour with a tint of navy... I want to change the alloys to black... But i don't know if it will affect my insurance price as it is a modification... (I have heard that only performance modifications affect insurance not cosmetic....? But i need to know for sure...)

 

Rear ended by unlincensed driver, insurance refuses to pay?

Hi all, I was hoping that I could get some guidance as to how I should proceed with this. Thank you in advance. The accident occurred 7 days ago in CA. I was driving home from work in the 4th lane of a 4 lane highway. There was a gap of approximately 4~5 cars in the 3rd lane, so I switched into that lane. By the time I finished the lane change, there was approximately 3~4 cars distance between me and the car behind me. I then drove for approximately a 100 yards, at which point the traffic suddenly slowed and I decelerated. The guy behind me, however, seems to have been looking elsewhere and rear ended me. However, before he collided, he managed to swerve his car and hit the corner of my rear bumper with the corner of his front bumper. We pulled over to the side of the road and exchanged information. It turns out that he does not have a driver's license (or any California/U.S. ID; he showed me a Mexican ID). He begged me not to call the police, admitted fault and said that he would settle it through his insurance (he is insured with a VERY shady place called Access General). I took pity on him, especially since it was very likely that he is an illegal immigrant, so I just took his information down and moved along. Fast forward a few days, and I find out that he has told his insurance that I cut in front of him and that he is not at fault. Since there are no witnesses or a police report, his insurance takes his side. Meanwhile, since I only have liability with Geico, they are saying that they can't help me. The damage to my car is between $4~5k, and that is not even taking into account devaluation of the car's value. I feel very cheated because I took pity on him and I am rewarded with a repair bill that nobody wants to deal with. I have called him multiple times and asked him to tell the truth, but he just ignores me. I am now very angry and want to do 2 things: 1. Get my car repaired. 2. Screw up his life. Hopefully get him deported (very strong liklihood of him being an illegal immigrant), or at the least bankrupt him. I took pity on him because he was in a time of need. All he had to do was tell the truth to his insurance, but he was afraid that his monthly bill would go up... so he lies and screws me instead. Do you have any recommendations for lawyers who would be willing to take on property damage lawsuits? What are my options?

 

What Company Has the Cheapest Auto Insurance?

Also, are there any tricks to finding cheap auto insurance.

 

 

Can I drive my parents' car without having my name added to the insurance list in the same city?

I would but it would probably increase the rate. So, can I just carry their insurance papers along with my license?

 

 

Lloyds car insurance?

ive just bought a new car and am wondering if its possible to transfer my old car insurance to this new car? or do i have to cancel that policy and make a new one? will there be any extra costs if i can transfer etc. any advice appreciated xx

 

 

Teen car insurance question?

Everyone knows that if you get good grades your insurance costs are lowered. i live california just so you know i dont know if it matters. but if i got about a D average my first semester and B+ or an A average second semester will they look at that or average them together. also any other tips to lower insurance costs... thanks ahead of time.

 

 

Which Is the best car insurance?

Hi everyone!! I am a 20 year old single mother. At the moment, I am studying and also about to get back into work. I have just passed my driving test and looking to buy a car....realistically, I think at this point a used one is ok even though I saw a site that sells cars and you can pay on installments. If I wanted a Ford KA, or a Mini Cooper, or a Renault (the one from the I see you baby shaking that asss advert few years ago), which insurance company is best and can give me a good cheaper deal. Thank you!!!! p.s manual cars are my focal point.

 

 

Does residency matter in determining auto insurance for a college student?

I'm a current college student in the middle of transferring schools and getting a new insurance policy. I have two schools in mind, one is 5 minutes from home in a suburban neighborhood and the other is 200 miles away in an urban city environment. Depending on where I attend, will this affect my new insurance policy? Will living at home going to school close-by have a lower insurance rate than going to school outta town and living by myself?

 

 

Who is responsible for the Car Insurance costs? (Please Read)?

Hello, I would really appreciate any one who can help me out with this, personally i am so disgusted with the government and the way the country is run that i don't know much about politics as i stay away from it for my own stress levels. Two months ago my nephew took his own life, as well as a variety of mental health problems (Which of course also go's uncared for in this country) other reasons he couldn't cope to live in society was that he couldn't get a job (200+ job application attempts) he discovered that to increase his chance of getting a job he would learn to drive so he can get to A to B. After going into approx. 90% of his life savings he managed to take driving lessons and even managed to pass his test. At this point he couldn't get insured because he discovered even if he was in a FULL TIME job he couldn't afford it. Yes he was male and was an adolescent. But he didn't want to drive to show off , have a nice car . Etc. he wanted a car to get to A to B to increase the chances of getting a job. I want to know who is in charge of car insurance etc. (department of transport??) so i can write to them and explain the situation which makes me sick to my stomach thinking about. Everyones aware the government are trying to get young drivers off the road, but to then expect them to find a job even in this tough climate is beyond me. I won't start/sign petitions because evidently from the past they don't really get you anywhere i just want to write to someone to tell them the story of why my nephew took his own life as well as to take out some of my anger on someone. Who can i contact? Thank you and i really appreciate any help anyone can give me x

 

 

How to get car insurance on a Toyota Yaris 1 litre?

It's quite an old car, I estimate about 20 years. Still works well though. How can I get insurance through Direct line? How much would it cost? greenxfox x x x

 

 

Car insurance: how to save if i have 2 cars?

i am with AAA and been with them for 5 years, full coverage on my honda civic 2004. i bought a new miata 2011 convertible the other night. how do i save on my car insurance now that i have 2 cars? i am very happy with my new car and so with my old honda. just want to save on my insurance. thanks!

 

 

What does it take to commit a minor and how do you afford it if you don't have health insurance?

My uncle and aunt are struggling with my 16 year old cousin who suffers from anorexia and she will go up to 3 weeks without eating anything. I am not kidding she only drinks water and then she will slowly puree some fruit into her water again for about a week or two before she binges for a few days and then goes back to this cycle of starvation. She looks pale and has no energy. Her eyes are sunken in and she hides in her room unless shes on a binge and she cries and says shes ok when they tell her lets go see a doctor. My aunt and uncle are immigrants and they don't speak english that well. They don't have a lot of money or health insurance and I have no idea what to do but they are asking me to help! I've never dealt with this type of situation before and I'm just thinking they should call an ambulance and maybe they'll commit her to some state institution? I've been googling this and I come across all kinds of conflicting information. How can she get help in the state of California and is there any way if they are not insured to pay for her treatment? Is there any state aid related to extreme cases of anorexia?

 

 

Can my car insurance company take my car without my Authorization?

MY car was stolen out of my driveway after i got home from late at night from dancing at a club. I was was very tired and accidentally left my keys in my car. I awoke up the next morning with my car gone. made a report it was stolen, a few days after police contacted me stating my car was found and it was smashed up un-driveable. they put it in a towing company. asked me several questions and went into investigation. insurance called me and did their own investigation and asked me several questions like the police did before. I got a letter in the mail a week later from my insurance stating they will not give me any monies for my car because they don't believe my story. but failed to give me proof of me lying. understand my car is paid off its a 1998 BMW. it was in great condition.I am still paying insurance on it, I found out today that my car is not at the towing place that an agent from my insurance company came and had my car towed away. I was never informed, i did not i sign any papers releasing my car. I have the title. the towing place said they needed the car for investigation. can they take my car without my consent?

 

 

With new Social Programs and Affordable Insurance for Everyone.....?

I can see that I will have a lot more money to go spending on eating out, going on long vacations and not having to work those long hours to make it anymore. Cant wait till November, its going to be Change time. How long before these goodies are implemented by the Democrats and the bad costly programs rid of?

 

 

Tesco Car insurance cancelled?

I have just returned from 2 months being away and was very much surprised to read letters from tesco insurance about being unable to take money from my account for the annual renewal of my policy and therefore cancelling it. I talked to my bank and they said that there were not attempts to take money from my account by tesco. While tesco says that my card has been refused. I asked tesco if they could reinstate my policy due to some fault with the payment, which does not seem to be my bank they say that cancelled policy cannot be reinstated and suggest to pay 230 for the period that they were trying to collect and open a much more expensive new policy. They also told me that I face penalty because my car is uninsured now. I would like to reinstate the policy as cancelled unfairly and at the same time I need to insure my car quickly to avoid facing penalty. I wanted to maintain Tesco policy in case they reinstate it, as i will not have cancelled policy on my records and will not have to pay extra for the month, they have been cancelling my account, i also have 2 years no claim with them, provided another insurance, whose car slightly dammaged my front door, while i was parked at a petrol station, pays them. This insurance admitted that it was their fault, but have not finished paying Tesco. This is another reason, tesco could do me even cheaper insurance, once the responsible party pays in full. If i leave it as it is i am afraid that in additioon to cancelled policy I will have a not fully payed claim on my records.

 

 

Does anybody know of any insurance plans?

Im 20 yrs. I have no dental insurance or medical insurance. Does anyone know of anything that I can apply for? I have no job and I'm a full time student in college. Also, my parents do not have insurance either.

 

 

What is the difference between private and public insurance?

I'm doing a report on Japanese economy, and I read something about it having mostly public insurance? What does this mean, and what is that difference? What does having a public insurance do for Japan? Like how does it effect the country?

 

 

Auto Insurance rates?

Is there a web site where I can see how a particular type of car rates for insurance vs another car?

 

 

Who gets what (or how much) from an insurance settlement?

i was involved in 2 car accidents (neither my fault) during my marriage that have ended up in litigation. my other half who wants the divorce, (i feel) is stalling, waiting to see what happens to the settlement before she signs her name. we have no other need for an attorney (dont have anything (else) to fight over). does any of this matter? does it matter when the lawsuit is finalized in relation to the divorce finalization?

 

 

Can a new driver who is 19 years old get car insurance on a Mercedes Benz?

I have looked on a couple of comparison sites and they don't offer car insurance for a Mercedes Benz for a 19 year old new driver. Could you give me an insurance quote? Much appreciation.

 

 

Auto insurance question -- Florida?

My daughter can't really afford the insurance on her car; it's a 2003 Jetta and if she keeps it she will probably have to do a certain amount of repairs. Right now she has full coverage but is considering dropping the collision to lower the cost. If, God forbid, she should get into an accident without collision coverage, could she sue the other driver to repair or replace the car? Would she be likely to be successful? I am not hopeful of anything like that happening, believe me, but you just don't want to lose your investment especially if you have spent a lot on repairs. Thanks in advance for any insights.

 

 

Car Insurance Payments?

Is the car insurance still in act even if I don't pay for it on the day the payment is due, or does the insurance stop and resume until I pay for it? And, if I don't pay the car insurance on time, will they charge me until I pay them?

 

 

Insurance help when modifying a car?

hi im thinking about doing my vauxhall corsa c up its a 03 plate. at the moment im insured on my uncles buisness fleet. which is very cheap for me as im 17 nearly 18. question.. will i need to tell my insurance about modifiying my car. and will it go up?

 

 

Where to get kids checkups when you don't have insurance?

My twins are 2.5 years old, and because of changes in our employments, currently do not have health insurance. When we did it didn't cover much, but it did cover yearly checkups. ...show more

 

 

16 year old male, first car and insurance?

Alright, I turned 16 a few months ago and got my license the day after my birthday. The majority of cars that we have looked at are around $1500 a year for just liability. However, 3 cars that we have not checked with insurance have really caught my eye. The first being a mazda3 anywhere from an 04 to an 08, the second being a mazda6 with the same age, lastly a 04 mazda rx-8. I would be added to my parents progressive insurance and was curious how much the insurance would be on each of these cars? My family and I are planning on checking with an agent tomorrow but I wouldn't mind an educated guess. :) If it matters I have not had any accidents and my GPA is around a 3.25. Thanks for your help

 

 

Is it legal for some1 with an International driver license to drive an insured car in California?

The car is mine and the car is insured under my name only. Will my cousin get in trouble if she drives my insured car even though her name is not included in the auto insurance policy? Or will it be okay?

 

 

California statute of limitations re: medical bills ?

My sister a Canadian visiting California became ill during her stay. She was diagnosed with terminal liver cancer spending several months in a Sacramento hospital due to complications. She had medical insurance however there was a dispute related to a pre-existing condition. The dispute remains unresolved and contact with the insurance company ceased more then two years ago shortly after her death.The bills in question total more than $600,000. What are the implications related to the California statute of limitations and the estate of my deceased sister? There is no communication with the hospitals, doctors or any medical service providers who hold the debt nor with the insurance company who provided the travel insurance.

 

Rear ended by unlincensed driver, insurance refuses to pay?

Hi all, I was hoping that I could get some guidance as to how I should proceed with this. Thank you in advance. The accident occurred 7 days ago in CA. I was driving home from work in the 4th lane of a 4 lane highway. There was a gap of approximately 4~5 cars in the 3rd lane, so I switched into that lane. By the time I finished the lane change, there was approximately 3~4 cars distance between me and the car behind me. I then drove for approximately a 100 yards, at which point the traffic suddenly slowed and I decelerated. The guy behind me, however, seems to have been looking elsewhere and rear ended me. However, before he collided, he managed to swerve his car and hit the corner of my rear bumper with the corner of his front bumper. We pulled over to the side of the road and exchanged information. It turns out that he does not have a driver's license (or any California/U.S. ID; he showed me a Mexican ID). He begged me not to call the police, admitted fault and said that he would settle it through his insurance (he is insured with a VERY shady place called Access General). I took pity on him, especially since it was very likely that he is an illegal immigrant, so I just took his information down and moved along. Fast forward a few days, and I find out that he has told his insurance that I cut in front of him and that he is not at fault. Since there are no witnesses or a police report, his insurance takes his side. Meanwhile, since I only have liability with Geico, they are saying that they can't help me. The damage to my car is between $4~5k, and that is not even taking into account devaluation of the car's value. I feel very cheated because I took pity on him and I am rewarded with a repair bill that nobody wants to deal with. I have called him multiple times and asked him to tell the truth, but he just ignores me. I am now very angry and want to do 2 things: 1. Get my car repaired. 2. Screw up his life. Hopefully get him deported (very strong liklihood of him being an illegal immigrant), or at the least bankrupt him. I took pity on him because he was in a time of need. All he had to do was tell the truth to his insurance, but he was afraid that his monthly bill would go up... so he lies and screws me instead. Do you have any recommendations for lawyers who would be willing to take on property damage lawsuits? What are my options?

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